1. Acceptance of Terms

By accessing or using the Frostbite Financial Training Portal (“the Platform”), you agree to these Terms of Use. If you do not agree, do not use the platform.

2. License & Access

You are granted a limited, non-transferable license to access and use the training materials for personal and professional development as part of Frostbite Financial’s agent network.

3. Prohibited Conduct

You agree not to:

4. Intellectual Property

All training content, materials, videos, and documentation are owned by Frostbite Financial or its partners. Unauthorized use or duplication is strictly prohibited.

5. Course Performance Disclaimer

All training content is provided for educational purposes only. Success in sales, licensing, or income is based on individual effort, skill, and compliance — not guaranteed by Frostbite Financial.

6. Account Responsibility

You are responsible for maintaining the confidentiality of your account and for all activities under your login.

7. Termination

We reserve the right to suspend or terminate access to the training portal at any time for violations of these terms or misuse of the platform.

8. Limitation of Liability

Frostbite Financial and its affiliates are not liable for indirect, incidental, or consequential damages arising from your use of the platform.

9. Governing Law

These Terms are governed by the laws of the State of Ohio, United States.

10. Contact

For questions about these Terms or your access, contact kian@frostbitefinancial.com